Conservation represents an investment and operational decision to use less energy in our daily lifestyles. We all need to be mindful of how our behavior and
purchase decisions influence our energy use. Remember that adding insulation and upgrading to more efficient heating and cooling systems may be covered by
increasing your home mortgage to include these higher costs. The savings on utility bills for appropriate enhancements will more than offset any increases in
monthly mortgage payments and will add to your home's resale value.